Friday, December 28, 2012

'Death, Blood & Bloodshed (i.e. Family Holidays)'

53)  Death, Blood & Bloodshed (i.e. Family Holidays)

he Palestinians and Israelis were at it again Congress is too.  It's like two children who disturb the holiday dinner table.  People are pushing others to their death in front of NYC subways.  People are shooting schoolchildren and police officers.  People are burning churches.

            And then there are family gatherings for the holidays...

            Distant strangers feed the victims of Hurricane Sandy and help rebuild their homes.  Others are clothing and sheltering the homeless.

            It really starts with basic respect for one another.  It involves common sense.  And, hopefully, eventually, respect for one's self.

            Nothing can evolve without respect, not the Earth, Humankind, society or personal relationships.

            Whether it's for your family, who deserve the most respect, an entire people, your neighbors, coworkers, clients, the President of the United States, a senior fraternity Brother, a clerk or waitperson, it starts with respect.

            The world was reborn on 12/22/12; in this new time, new year, will you lead and follow with respect?

            Happy New World!


Friday, December 21, 2012

Chicken Little 2.0

52)  'Chicken Little 2.0'

he world ends later today; I’m not sure if it’s US Eastern Daylight Savings Tme or not.  If you're in Australia, it may have already happened.

            I know because Chicken Little told me.  Not to mention, it's the dawning of the Age of Aquarius, the planets are aligning with the Milky Way, the Sun has started its 11 year storm cycle, we're late for the 6th extinction, Planet Nibiru is going to collide with us, the Poles are reversing, it's the Winter Solstice, the date is all ones and twos (i.e. 12/21/12), there was Super Storm Sandy, people are going crazy and killing children, and the Mayan Calendar ends today!

            WHAT'S A WOMAN TO DO?!!

            If I commanded the Starship Enterprise, I could go to Talos IV, and live any dream I had.  Or, I could visit Mr. Atoz and get processed so that I could step through the Atavacron to a historical period and live out my days in the past, where they all speak English.

            But, we all know that we don't space travel - yet.  (Plans are being discussed for one of the next times the world ends.)

            Financial planning is about the future, but it starts with preventing stepping backwards.  This is risk management.

            Risk management is:

                        1. Common sense (Not giving anything away yet, not drinking Jonestown Kool Aid, or spending all of your savings or credit)
                        2. Dealing with emergencies
                        3. Having emergency savings (which can double as an opportunity fund)
                        3. Credit availability (to supplement cash, or travel - actual or virtual)
                        4. Insurance (transference of catastrophic risks to others)

            I'm prepared; are you?

            If I'm wrong, I don't know what I'm going to do tomorrow; maybe I'll do the laundry or I'll watch Star Trek, eat a can of Chef Boyardee ravioli with a Pepsi, and nap, or finally holiday shop.

            Are you managing your risks?  Or ignoring them?  Are you managing your money or is it managing you? Have you been processed for the Atavacron?  What have you planned for tomorrow? 

            (Please don’t call today; I’m having my end of the world cocktail at noon - that’s when it’s midnight in Australia.) 






Monday, December 17, 2012

'I SING the Body Eclectic’

51) I SING the Body Eclectic

alt Whitman wrote 'I SING the Body Electric'.  I write of the 'Body-Mind, Spirit' connection.

            People are different; people are the same.  Everywhere.

            People are normal, 'people are strange' (The Doors)

            There are good people, and bad people.  We have differing geography bodies, clothes, foods, cultures, holidays, music, religion, even values, but throughout history, people are the same.  (Unfortunately, little human social evolution seems to have transpired, and it's still a concern, although we do make slower-than-glacial progress.)

            New York City is a Mixing Bowl; Denver is a Melting Pot.  And more than half of the world now lives in cities.  The top six are in the East or Far East (as are 18 of the top 27 - 2/3!)  NYC and LA are the only US cities; five continents are covered), so it’s also smart to make friends!

            Celebrate diversity.  There's too much intolerance.  Variety is the spice of life.  Diversification spells safety.  It will also protect your investments.

            The Silk Road connected East and West; the spice trade (commerce) led to the 'discovery' of the New World.  The Vikings connected northern and southern Europe.  The world shrunk.

            Change and evolution spell survival, even if outside your comfort zone.

            In life, you can't always pick and choose what you want (but sometimes you get what you need - The Rolling Stones).

            Inevitably, bad comes with good, light with dark, man with woman, winning with losing, and life with death.  Even spies try to even it out with the rule 'one of us, one of them'.  Therefore, whether it's nature or intellect, diversity and opposites co-exist.  In addition, commerce and investment are often the starting point for the evolution of civilization.

            Like it or not, recognize it; ultimately, I hope you accept it.  It's a Universal Rule.

            People must come together to survive, just like after 9/11, the Indian Ocean tsunami of 2004, the Haitian earthquake of 2010, Super Storm Sandy, the lighting of the Menorah, and the Three Wise Men under the stars!

            Even stars and planets come together!  (Friday the planets align, concurrent with the Winter Solstice and the end of the Mayan Calendar!)

            Are you diversified?  Are you evolving?  Are you investing in your future?


Sunday, December 9, 2012


50) Respect

ing it: "R-E-S-P-E-C-T".

             Affecting one's life starts with respect.

             Without, there may be no life, a short life or death.

            Lack of respect ends in homelessness, unemployment, fights, crying, depression, anxiety, divorce, split families, unhappiness, crime, murder, bloodshed, war, and death.  Look at the Middle East or the homeless or the seaside victims of Hurricane Sandy.  How about holding doors for others, not cutting lines, not cutting others off in your car.  Look at your family-filled holiday table;  how much tsouris, crying, fighting, unhappiness, and anxiety is there?

            Respect for one's health helps birth a baby.  Respect for the elements & food grow a child or keeps an adult healthier.  Respect for knowledge aids survival and teaches life skills.  Respect for others allows people to work and live together, improving quality of life and longevity.

            Respect for numbers allows families to grow, homes to be built, crops to be planted, businesses and finances to be managed, money to be counted, saved and invested.  It allows life plans to be made.  Farming & agriculture, business & trade, civilization & space travel all spawn from respect.

            If you show disrespect for others, or nature, or numbers, you may suffer.  You may have no home, food, income, clothes, savings, friends, family or life.

            Respect is basic.  Have respect.  Have respect for yourself, for others, nature, and numbers.

            John Donne said, "No (wo)man is an island".  Are you? 

Sunday, December 2, 2012


49)  Numerology

eligions have sacred numbers, mathematicians play with numbers, individuals bet on numbers.  (But 'Holy Rollers', in American English, refers to Pentecostal Christian churchgoers!)  This Financial Planners also interprets the numbers...

            December will offer us the date 12/12/12.  Numerologically, this will be very similar to 12/21/12, except for the slight change in order of the numbers, and of course, the end of the world on the later.

            One's represent the 'male' vibration: individuality, standing alone, leadership, power, and dominance.

            Two's represent the 'female' vibration: partnerships, relationships, intuition, compromise, and working together

            So many ones and so many twos, at first glance, could make for an interesting day.  In addition (pun!), there are the same number of ones and twos.

            However, we must look deeper.

            Speaking of addition, in numerology we use the full date (i.e. 2012), not just 12.  That makes the date 12/12/2012.  (That makes more twos; is this the lesson?)

            Then, we must add the digits, again, and again, until we can reduce them to a single digit:

            1+2 + 1+2 + 2+0+1+2  = 11;

            1 + 1 = 2.

            So, the day adds up to a two: partnerships.

            However, 11 is also a 'Master' number, in its own right, so expect magical things.

            Therefore, along the lines of basic algebra: 'if A = B, and B = C, then A = C', numbers are math, numbers are magic, so math is magic.

            That's why you need a financial planner: to work magic and pair the two: numbers and money.

            Numbers seem inflexible; the laws state that one plus one equals two.  But, sometimes, like birth, one plus one can equal three (or more)!  In addition (pun!), money, a medium of exchange subject to math, has to be used to plan a flexible life.

            Is your life magic?

            Financial Planners are magic, although they can't always work magic; they need your help.

            Who's your financial planner?